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Be cool - be smart - be a saver!
Saving is a great habit to get in to.
As you grow up, having savings and being able to save is a great bonus.
It helps you to become more independent and to develop the skills you will need when you become an adult. If you spend all of your money as soon as you get it, what happens when something unexpected happens? You either have to miss out or you have to ask someone else for the money.
Wouldn’t it be great if you had money saved up so that when the unexpected happens you have money set aside and so are more prepared?
Is there something you have your heart set on?
A new DVD, football strip or computer game?
How do you plan on getting it?
Instead of relying on someone else paying, why not set yourself a goal and see if you can save up for it yourself?
Start with something small.
Work our how much you will need to save to get it and then look at ways of saving the money.
Can you save part of your pocket money?
What about Christmas or birthday money?
Are there any small jobs you could do around the house to earn some extra cash?
Try to save the money somewhere seperate from your everyday spending money as this way you won’t be tempted to spend it.
Even saving a little on a regular basis soon adds up.
Give it a go and you’ll soon be well on your way to becoming a smart saver!